Monday, January 16, 2023 / by Sonya Reiselt
When deciding to purchase a home, whether it be your first or one of many, your first task is to find the best mortgage lender to suit your needs. Compatibility is a must as this individual will be working with you and your financials to help secure the right type of mortgage for you, interest rate, and work hand in hand with you to secure your funds to close on the home you’ve chosen.
I am very honored to work with one of the very best in the Beaufort real estate market, Mr. Walt Dagley of Supreme Lending. With 25 years of experience in residential, consumer and commercial lending, Walt excels at helping clients choose from a wide range of financing options that are just right for their situation and guiding them through every step of the loan process from pre-approval through closing, communicating with them through every step. His ability to listen to his customers’ situations to help them choose the best program to finance their home has earned him an exceptional fiv; ...
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home buying tips, beaufort county first time home buyers
Wednesday, June 8, 2022 / by Sonya Reiselt
When you’re driving through suburban areas, you’ll often see neighborhoods of lovely landscaped and fresh-cut yards with coordinated homes and walkways that look like the perfect place to call home. And many times, these neighborhoods will be part of an HOA, or homeowners association. But what is a homeowners association? What is it like for the families who choose to live there? That’s what I’ll delve into today.
What is an HOA?
An HOA stands for Homeowners Association. Which is a group of people who own homes in the community who share services of the community. The HOA is responsible for managing the community and collecting fees to pay for the management and shared services and amenities of the community. The main goal of an HOA is to increase property values for their owners. In order to do this, the HOA sets and enforces rules and guidelines as to how properties in the neighborhood should look and what the homeowners can and cannot do.
An HOA is nor; ...
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beaufort county home buyers, home buying tips, beaufort county first time home buyers
Wednesday, January 19, 2022 / by Sonya Reiselt
Last week 30-year fixed interest rates ticked up again to its highest point in almost two years. Although expected, potential home buyers may want to get a move on securing their home now. Experts are expecting the rates to continue to rise this year and it looks like that is becoming a reality.
1st Quarter 2022- 3.4%
2nd Quarter 2022- 3.5%
3rd Quarter 2022- 3.6%
4th Quarter 2022- 3.7%
Even with modest increases, rates may have a strong impact on your monthly payments and overall affordability. However, interest rates, even at their projected increased rate are still below averages for the past 5 decades. Meaning it’s still a great time to buy. However, keep this in mind; Mortgage rates surged the second week of the new year. The 30-year fixed rate rose from 3.22% to 3.45% the week before. If inflation continues at its current pace, rates will continue to climb even faster in the coming months (Nadia Evangelou- Senior Economist & Director of Forecasting at NAR).
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beaufort county home buyers, home buying tips, beaufort county first time home buyers
Wednesday, November 4, 2020 / by Sonya Reiselt
2020 has greeted everyone with a lot of changes, and with that, many buyers have rearranged their priorities when looking at home amenities. Perhaps this is due to the amount of time we are all staying home these days, constant advancement in technology, or the increasing trend of DIY and home-flipping. Regardless of the reasons, the features that buyers are hoping for aren’t likely to fade anytime soon! Does your home have any of these appealing features?
A room dedicated to laundry – A laundry room has always been high on the list of homebuyer desires but this is a feature that has increasingly become more important. People want a space where they can keep their dirty laundry out of sight and mind, especially when guests are over. Keeping the “waiting to be folded” laundry is no longer acceptable in the guest bedroom! Keep in mind that it’s especially ideal if the laundry is on the main floor! &nb; ...
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beaufort county home buyers, beaufort home sellers, beaufort county first time home buyers
Wednesday, October 21, 2020 / by Sonya Reiselt
With the current climate in real estate, it’s no surprise that many listings end up in bidding wars between many potential buyers. With low inventory and high demand, this doesn’t seem like a situation that will change in the near future. Are you currently looking for your dream home? If your answer is “yes”, you’re going to want to make sure you are properly prepared for the potential of finding yourself in a bidding war. After all, if the house is perfect, you’re going to want to know all of your options to ensure your offer is the one that ultimately is accepted! Thankfully, there are many things you can do in order to feel confident going into a bidding war, and making sure you have a trusted realtor to guide you along the way, partnering with Sonya Reiselt, is the best first step to take! Here’s a rundown on the other steps to feel prepared:
1. Make sure you ; ...
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beaufort county home buyers, beaufort county first time home buyers, home buying tips
