Tuesday, October 31, 2023 / by Sonya Reiselt
When purchasing a second home in the Lowcountry, it is important to note that the mortgage rules differ from those of your primary residence. It is also crucial to understand the distinctions between buying a second home and an investment property, as these terms are often used interchangeably.
The Meaning of “Second Home”
A second home is a property where you reside for part of the year, in addition to your primary residence. It is typically a vacation home, but it can also serve as a place for work purposes. For instance, you may own a condo in a city where you frequently work, even though it is not your primary residence.
When considering a mortgage for a second home, it is important to note that it will typically need to be located in a vacation or resort area (such as right here in the Beaufort area), or meet a specific distance requirement from your primary residence.
A second home loan typically offers a lower interest rate compared to an investment prope; ...
Tuesday, September 12, 2023 / by Sonya Reiselt
If you're looking for a charming and picturesque destination to buy a home or just to visit, Beaufort, South Carolina should be at the top of your list. This enchanting city, known as the "Most Romantic City" in South Carolina, offers a treasure trove of attractions and activities that will captivate visitors of all ages. Whether you're a history buff, an outdoor enthusiast, or simply seeking a relaxing getaway, Beaufort has something for everyone.
Let's explore the top 5 attractions that you must visit if you buy a home in the Beaufort area.
1. Beaufort Historic District
Immerse yourself in the rich history of Beaufort by exploring the Beaufort Historic District. This district is a testament to the city's well-preserved architecture and is home to numerous mansions and buildings that date back to the 1700s. Take a leisurely stroll along the centuries-old streets lined with massive live oaks and admire the Greek Revival, Gothic Revival, and Queen Anne-influenced architecture. ; ...
Tuesday, September 5, 2023 / by Sonya Reiselt
Are you looking for the perfect home for you and your furry friends in the Hilton Head and Port Royal area? In recent years, data has consistently indicated that home buyers prioritize creating a comfortable environment for their dogs when making real estate purchases. This motivation surpasses factors such as proximity to work or readiness for marriage and children.
When buying a house in the Lowcountry with a dog in mind, there are a few key factors to consider.
A floor plan that works
If your dog is older, navigating stairs may become challenging. In this stage of life, a ranch-style home would be the most suitable option. Mostly it's finding a floor plan that is roomy enough for the family and pets to live comfortably and cohesively together without becoming major obstacles for one another.
When choosing a home, it's important to consider the outside space. Look closely at whether your dog will have enough room to run and play. Check if the yard has a fence, a; ...
Tuesday, June 6, 2023 / by Sonya Reiselt
Moving into a new home in the Lowcountry can be a thrilling but overwhelming experience. It is a significant milestone that is often considered one of life's most stressful events.
Moving to a new home can be a daunting task. With paperwork, packing, cleaning, transportation, and unpacking, the amount of work can be overwhelming. However, with the right knowledge and practical tips, the transition can be streamlined. This article aims to equip newcomers with the essential information needed to make the move as smooth as possible.
Before the Move
Don't underestimate the time it takes to move—it's best to plan long before the date to make the process more seamless.
Here are some valuable tips on what to do before moving to a new home:
Research moving companies
It's important to do your research when choosing a local moving company. Don't settle for the first one you find. Take the time to read online reviews and ask for recommendations from friends and family. This wi. ...
Tuesday, May 30, 2023 / by Sonya Reiselt
After you buy a house in the Lowcountry, you will need to take care of it as time goes on. One way to ensure that your home's systems and appliances are kept up is by purchasing a home warranty. Yet home warranties may not the right choice for every homeowner.
Here are some pros and cons to help you decide if buying a home warranty is the right choice for you in Beaufort and the surrounding areas of the Lowcountry.
What is a home warranty?
A home warranty is separate from insurance, which helps cover damage to your home from things like fire or a windstorm.
In contrast, a home warranty protects your home's major appliances and systems as they age. It can be used to save you money if your water heater breaks unexpectedly or if your dishwasher suddenly stops working.
How a home warranty works
A home warranty is similar to insurance in that you pay an annual premium. Usually, homes of up to 5000 square feet are covered by the standard warranty. If your home is larger than th. ...